Business calculators
Business calculators for margins, break-even, ROI, payroll, and financial ratios. Tools for making sense of the numbers behind a business decision.
25 calculators
- Accounts Payable Turnover Calculator
Work out how many times a business pays off its supplier balances in a period, plus the equivalent days payable outstanding. Useful for cash-flow analysis, vendor relations, and lender ratio checks.
- Accounts Receivable Turnover Calculator
Work out how many times a business collects its average receivables in a period, plus the equivalent days sales outstanding. Useful for cash-flow analysis, credit-policy review, and lender ratio checks.
- Accrual Ratio Calculator
Measure the gap between reported net income and the cash a business actually generated from operations, scaled by average total assets. Positive readings signal accrual-heavy earnings; negative readings suggest higher earnings quality.
- Asset Turnover Ratio Calculator
Measure how efficiently a company converts its asset base into revenue. Computes asset turnover, average total assets, and capital intensity from a single year of figures.
- Cap Rate Calculator
Work out the capitalization rate — the unlevered annual yield — on any rental property by entering its value, gross rent, vacancy rate, and operating expenses. Industry-standard real-estate valuation maths used by appraisers and investors.
- Churn Rate Calculator
Calculate customer and revenue churn, retention rate, annualised churn, and the average customer lifetime implied by the periodic churn rate. Standard SaaS metric used by VC firms and growth teams.
- Commission Calculator
Calculate sales commission, total earnings, and the variable share of pay from a sales volume, commission rate, and optional base salary. Works for straight commission, salary-plus-commission, and tiered plans (run the tier separately).
- Contribution Margin Calculator
Calculate contribution margin per unit, contribution margin ratio, break-even volume, and net operating income from selling price, variable cost per unit, units sold, and fixed costs. Uses the standard cost-volume-profit (CVP) formula taught in every managerial accounting textbook.
- Current Ratio Calculator
Measure whether a firm has enough short-term assets to cover the liabilities falling due in the next twelve months. Computes the current ratio and working capital from two balance-sheet figures.
- Customer Acquisition Cost (CAC) Calculator
Calculate customer acquisition cost, payback period, and the LTV needed to clear a 3:1 ratio. Standard SaaS unit-economics formula used by VC firms and growth teams.
- EBITDA Calculator
Calculate EBITDA — Earnings Before Interest, Taxes, Depreciation, and Amortization — and EBITDA margin from a company income statement. Uses the SEC Regulation G bottom-up formula.
- EBITDA Margin Calculator
Calculate EBITDA margin — cash operating profit as a percentage of revenue — from a company income statement. Uses the top-down formula EBITDA = EBIT + Depreciation + Amortization.
- Enterprise Value Calculator
Calculate enterprise value (EV) — the takeover value of a business, capital-structure-neutral — using the standard EV = Market Cap + Debt + Preferred + Minority − Cash identity.
- Free Float (Stock Market) Calculator
Work out the free-float share count, free-float percentage, and free-float market cap used by S&P, MSCI, and FTSE to weight index constituents.
- GDP Calculator
Compute Gross Domestic Product from its expenditure components — consumption, investment, government spending and net exports. Add a GDP deflator for real GDP and a population for per-capita output.
- Gross Margin Calculator
Calculate gross profit, gross margin percentage, and markup from revenue and cost of goods sold. Uses the universal accounting identity used in GAAP, IFRS, and UK FRS 102 reporting.
- Inventory Turnover Calculator
Measure how many times a year inventory cycles through sales — and how many days, on average, a unit sits on the shelf before it ships. Computes turnover, average inventory, and DIO from a single year of figures.
- IRR (Internal Rate of Return) Calculator
Find the discount rate that makes a project break even — the IRR. Universal corporate-finance formula used in capital budgeting, project appraisal, and private-investment screening.
- Marginal Cost Calculator
Calculate marginal cost per unit, the change in total cost, and average cost at two production levels using the standard microeconomics identity MC = ΔTC / ΔQ. The same formula used in producer theory, managerial accounting, and pricing decisions.
- Markup Calculator
Calculate selling price, gross profit, and gross margin from a cost and a markup percentage. Uses the universal retail pricing identity: Price = Cost × (1 + Markup).
- NPV (Net Present Value) Calculator
Calculate the net present value of an investment by discounting future cash flows at your cost of capital. Universal corporate-finance formula used in capital budgeting, project appraisal, and DCF valuation.
- Operating Margin Calculator
Measure how much of each dollar of revenue survives after the cost of producing the goods and running the business. Computes operating income, operating margin, gross profit, and gross margin from three income-statement figures.
- Payback Period Calculator
Find the number of years until cumulative cash flows recover an upfront investment — the classic liquidity check used in capital budgeting alongside NPV and IRR.
- Price to Cash Flow Ratio Calculator
Compute the price-to-cash-flow (P/CF) ratio and cash flow yield from share price and operating cash flow per share. The valuation multiple used when earnings quality is in doubt.
- Working Capital Calculator
Measure the absolute cushion between a firm’s short-term assets and the obligations falling due in the next twelve months. Computes working capital alongside the current ratio and the working-capital ratio.